Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 36 months or if you make a late payment.

Minimum total purchase required. Minimum payments required. See catalog guide for details.

HSBC Accounts:
Minimum interest charge = $2. Deferred Interest Info: Variable APRs as of 06/01/2011. Variable Standard APRs: 24.24% - 27.99%; Variable Penalty APRs: 29.24% - 29.99%.

Chase Accounts:
Call 1-800-477-6761 or review your Cardmember Agreement for more information about Deferred Interest (with payments) promotional financing available on approved purchases with a Best Buy credit card from Chase Bank USA, N.A. Deferred interest will accrue during the "No Interest" period at the APR disclosed in your Cardmember Agreement or other promotional materials and may be as high as 29.99%.